Car accident stays on your insurance

A car accident stays on your insurance depending on the insurance policy and the type of car accident. Generally speaking, insurance companies will keep a record of a claim for at least three years. Some companies keep a record of more serious claims as long as seven years. After you are involved in a car accident you have to do these things for a better communication between the parts. 1. Move your vehicle out of the way of traffic, if possible. 2. Check for injuries. 3. Call 911. 4. Exchange contact and insurance information with the other driver(s). 5. Take photos or notes of the accident scene, including damages to all vehicles involved. 6. Get contact information from any witnesses. 7. Contact your insurance provider to file a claim. 8. Seek medical attention, if necessary. 9. Obtain a copy of the police report. 10. Don’t admit fault.