PIP Coverage in Florida
You’re probably wondering – how does Personal Injury Protection (PIP) insurance coverage in Florida work when you’ve been injured in a car accident? Does your insurance policy cover your injuries? Or does the at-fault driver cover your injuries? What if you don’t have an auto insurance policy? Read on for answers to those questions and much more about this liability coverage as we clear up all the confusion surrounding Florida PIP.
Florida Is A No-Fault State
What does no-fault mean when it comes to PIP Coverage in the state of Florida? Here’s the breakdown: If you own a car in Florida, you are required to have the minimum requirement of $10,000 in PIP coverage. This portion of your insurance policy will be to cover medical bills and lost wages you could experience in an accident, no matter who caused the accident. In other words – it doesn’t matter who is at fault for the accident – PIP coverage covers each individual – hence, the term “no fault.”
What is PIP?
The term Personal Injury Protection is exactly what it says: it is personal. It covers you and anyone else on YOUR policy and on YOUR policy alone. Think of it as an umbrella that follows you no matter where you go. It is your coverage, and it follows you in the event of an accident involving a vehicle whether you are driving or not.
What Is Household PIP?
You don’t have your own personal injury protection if you don’t have a car, but you may be covered under someone else’s policy in your household. For this to happen, that person must have disclosed to their insurance company that you are a member of their household and thus, should be listed (and not excluded) on their policy. They did NOT disclose that you are a member of their household, you do NOT have access to their PIP coverage.
What Is Passenger PIP?
If you do NOT own a car and live alone, then you do not have PIP coverage. However, if you are injured in a car accident, the driver of the vehicle you were a passenger in should have PIP coverage that would be used to cover the cost of your injuries.
What is Defendant PIP?
If you are a pedestrian and are struck by a vehicle, and you do not have Household PIP or your own PIP, you then will use what is called Defendant PIP. This would come from the driver of the vehicle that hit you. However, this would only be used if you don’t have your own PIP or Household PIP because – remember – Florida is a no-fault state when it comes to PIP.
Even if the driver who hit you is at fault, your own PIP will be used to cover the cost of your injuries, and the other driver will use his/her PIP to cover your injuries ONLY if you don’t have your own PIP or Household PIP coverage.
Physical Therapy for Car Accident Injuries in Miami
If you need physical therapy in Miami for any car accident injuries, call us at Physical Therapy Now. We work in tandem with your medical doctor and the insurance companies to make sure the PIP coverage is fully utilized, so you have to pay as little out of pocket as possible – if anything at all. You can reach us at one of our many locations throughout Miami-Dade and the state of Florida by calling (800) 481-4582.
Physical Therapy For Degenerative Disc Disease
Despite its name, Degenerative Disc Disease is not actually a disease. Instead, it is a condition when one or more of the discs in the spine breaks down or – as the term says – degenerates. This deterioration of the discs can result in pain that can be described as anything from nagging to debilitating.
Causes of Degenerative Disc Disease
Degenerative Disc Disease is an age-related condition. Years of using the spine for day to day activities can cause this condition, especially for those who participate in physically demanding daily activities. However, a car accident or sports injury can increase the pain associated with degenerative disc disease, such spine injuries that may have occurred in car accidents and in sports accidents.
Pain Relief
There are some individuals who can manage the pain associated with Degenerative Disc Disease very well. They can continue with their daily activities with no problems: they can lay down, sit and stand, they can wash dishes, run errands, and even participate in sports and exercise activities with only minor pain.
On the extreme opposite end, there are those other people who have pain so intense that it must be managed on a daily basis. In many cases, the patient will opt for over the counter pain relief medication, such as acetaminophen (Tylenol) or ibuprofen (Advil).
There are those circumstances when these medications simply aren’t enough to treat the pain, so other treatment options need to be explored.
How to Treat Degenerative Disc Disease
Aside from pain relief medications, there are other ways to reduce the pain associated with Degenerative Disc Disease. The worst cases may require surgery to alleviate or lessen the pain; however, a proper treatment plan that involves physical therapy should always be considered.
Here at Physical Therapy Now in Miami, we implement a variety of strategic exercises that target the specific areas around the discs that are degenerating. These exercises can help strengthen the back, increase mobility and reduce pain associated with the condition. A physical therapist will walk you through each exercise to ensure proper form to ensure you are getting the most out of each movement.
Your physical therapist will also speak with you about the other options available for pain relief from Degenerative Disc Disease.
Car Accidents and Degenerative Disc Disease
Car accidents can be the cause of intense back pain. If you already had degenerative disc disease before a car accident, that pain can be exacerbated directly because of the crash.
In some cases, the insurance company may deny your claim for treatment, citing a pre-existing condition and therefore, not covering the treatment you need. If the insurance company denies your claim, you may need to consider communicating with a personal injury lawyer who can help prove that your Degenerative Disc Disease pain has been increased as a direct result of your car accident.
It is crucial that you handle this task with urgency. There are time limits in place when it comes to getting insurance coverage for car accident injuries, so beginning communications with your doctor, your physical therapist, your insurance company and – if need be – a personal injury lawyer should be prioritized.
Physical Therapy in Miami
If you need physical therapy for Degenerative Disc Disease and you live in the Miami-Dade area, reach out to your team at Physical Therapy Now. Because we know getting to your physical therapy appointments needs to be convenient, we have numerous locations in and around the area.
Call us today to schedule your first appointment at (800) 481-4582. We can help!
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If You Have A Wrist Fracture, Physical Therapy Now Is Where You Need To Be.
Your wrist may be one of the smallest areas on the human body, but when those bones break, the pain can be nearly unbearable. We get it. Here at Physical Therapy Now, we not only understand the pain you are experiencing, but we also know exactly what you need to make a full recovery. Once you seek medical attention for your wrist, your doctor may or may not recommend surgery. After that, wrist fracture physical therapy in Miami will likely be in your future plans.
Common Causes of Wrist Fractures
How did you break your wrist? If you’re like most people, it probably happened in one of three ways:
- Automobile Accidents: Whether you broke your wrist by putting your hands up to protect yourself in your car accident (which is a natural human reflex) or if it was hit or pinned underneath something in the collision, these types of fractures typically involve several areas that need to be healed.
- Falls: This is one of those things that you just can’t help. When you’re falling either forward or backward, it is a natural reflex to use your hands to try and catch yourself. Not only does your body place a significant amount of weight on your wrist upon impact, but the momentum of the fall also adds to the pressure.
- Sports Injuries: The list of sports that lead to wrist fractures is pretty long, but the most common include skating, biking, skiing, and snowboarding. However, a wrist fracture can occur in any sport.
No matter how your wrist fracture happened, know that you are not alone. And there is good news: we can help!
Healing a Wrist Fracture
Many people think the wrist is made up of one or two bones, but there are plenty more in that tiny space! There are 8 bones in total that make up the wrist: 2 of those bones are the radius and the ulna. Those are the two bones in your forearm. The other 6 are called carpal bones that are located at the bottom of the palm of your hand.
When you come into our physical therapy clinic in Miami for your fractured wrist, we will review your medical records and x-rays and/or CT scans in depth and determine a treatment plan so you can begin your journey to the best possible recovery. Our goal for you is a full recovery, so you can get back to doing all those things you love to do as soon as possible.
At physical therapy in Miami, we will focus on increasing your range of motion, rebuilding your wrist’s strength, and improving your overall wrist function. Depending on the severity of your wrist injury, physical therapy typically lasts 6-8 weeks.
Wrist Fracture Physical Therapy In Miami
When you need physical therapy for a broken wrist in Miami, Physical Therapy Now can help. We not only bring you the top physical therapists in Miami, but we also provide excellent care to each one of our patients. If your wrist was fractured in a car accident, we’ll help in keeping you informed about your insurance policy and how much your PIP will cover when it comes to your physical therapy treatment.
And shouldn’t getting to and from physical therapy be easy? We know convenience is key, so we offer multiple locations for rehab in Miami. Call us today to schedule your first appointment at (800) 481-4582 so we can get that wrist back to where you need it to be!
Car Accident Clinic In Miami
You’re on the search for car accident clinic in Miami because you or a loved one has been injured in a car accident. You can stop searching because Physical Therapy Now has everything you need to meet and exceed your expectations.
A Skilled Physical Therapy Team
When you choose Physical Therapy Now, you also choose a physical therapy team with the training for your specific injury. Our team is has helped patients make a full recovery from a host of injuries related to car accidents, including:
If you don’t see your injury listed above, don’t worry. We make sure our staff members can meet your needs so you can focus on making a full recovery. Our job is to help you, and we are committed to your success!
Unparalleled Convenience
You’ve seen the signs all throughout Miami-Dade, right? The reason you’ve seen those “Physical Therapy Now” signs is because there are multiple Physical Therapy Now locations in the area. You won’t drive more than 5 miles without being in the vicinity of the car accident clinic you need.
Sure, we could have just a handful of facilities, but that would mean asking you – the person with the injury – to be even MORE inconvenienced. That injury is more than enough for you to handle, so take the easy route by choosing a car accident clinic in Miami with easy access.
Ample Options For Physical Therapy
Not every Physical Therapy Clinic in Miami can offer you the options for physical therapy provided by your team at Physical Therapy Now. If you don’t want to do traditional therapy, we can explore several other physical therapy options, including:
Car Accident Clinics In Miami
Now that you know Physical Therapy Now will meet your needs and provide an excellent physical therapy experience, what are you waiting for? Call your physical therapist in Miami to set up your first physical therapy appointment.
Don’t forget, there is a statute of limitations in place when it comes to insurance coverage and how long you have to get treatment that is covered by your plan, so don’t wait any longer; our insurance experts at Physical Therapy Now will look in depth at your insurance policy to determine how much you will be covered and if you will have any out of pocket expenses. Call us today to get started at (800) 481-4582.
Miami Physical Therapy for Auto Accidents
When you have been injured in an auto accident, there are a host of decisions to make following your accident. You may need car repairs; you need to decide if/when you will return to work, and you’ll also need to decide where you’ll go for physical therapy in Miami.
The good news is, you have several options. However, the decision on where to get physical therapy for your auto accident should not be taken lightly. You’ll need to choose a physical therapist in Miami with ample experience in treating car accident injuries like yours.
Common Car Accident Injuries
There are many injuries that can happen in auto accidents. Some of the most common include:
Whiplash: This is perhaps the most common auto accident injury. Whiplash is a soft tissue injury that can occur in any collision, including those that happen via rear-end, head-on and side impact.
Concussion: A concussion falls under the category is traumatic brain injuries and causes a temporary loss of normal brain function. This injury typically occurs from a blow to the head. Many people dismiss a bump to the head as “no big deal” but in reality, should always be evaluated by a medical professional.
Back Injuries: Back pain following a car accident is very common, and can “set in” hours or even days later. It is crucial to receive medical treatment quickly once that pain becomes evident, not only for the purpose of the injured’s health and well-being but also for insurance purposes.
What to do When You Are Injured
Treatment for auto accident injuries typically occurs in one of three ways:
- The injured will utilize an ambulance for transportation to receive medical treatment.
- The injured will be treated at the accident scene.
- The injured will seek treatment in the hours or days following the injury.
No matter what your situation is, it is crucial that you seek medical treatment as soon as possible once you have been injured. In the state of Florida, you also have the option of getting physical therapy without a prescription from your medical doctor. Your Miami physical therapy team will communicate directly with the insurance company to make sure your coverages are properly utilized for your physical therapy treatment.
Miami Physical Therapy For Auto Accident Injuries
Do you live in Miami and need treatment for auto accident injuries? With excellent reviews from former and current patients and a team of talented and experienced physical therapists, Physical Therapy Now can meet your needs. We offer numerous physical therapy locations throughout Miami-Dade to make getting physical therapy treatment convenient for you.
Call us to get your first appointment scheduled as soon as possible at (800) 481-4582. Let’s do this together!
Why There’s No Better Time To Be A Franchisee
How to Capitalize on the Booming Business of Physical Therapy
If you are in the world of physical therapy, then you may have seen the recent article titled 6 Reasons There’s Never Been A Better Time to Be a Physical Therapist. That piece is a great read – especially for those considering a career in the medical field. But there is also another path to consider related to physical therapy – and that’s becoming a Physical Therapy Now franchisee. Today, we’re following in the footsteps of that previously mentioned article and giving you six reasons why going the franchise route just might be your best bet.
1. The Physical Therapy Business Is Booming
Here’s the thing: when you provide a service that people want, you’ll get some business. When you provide a service that people need, you’ll get more business. When you provide a service that people need, AND you perform that service really, REALLY well, you’ll get a whole lot of business – and that’s the line of thinking you need. That’s precisely how we operate at Physical Therapy Now, and no doubt one of the core reasons why our franchise operation is growing at a record pace.
2. We’ve Ironed Out the Wrinkles
Starting a brand new business from scratch can be downright exhausting. But when you choose to invest in a Physical Therapy Now franchise, you “hit the ground running.” We have all systems in place, which makes for a “plug and play” concept when it comes to location selection, equipment, marketing, hiring, billing, and much more!
3. You Can Still Be the Boss – But Only If You Want
Many people shy away from investing in a franchise (or transitioning from a physical therapy private practice to a franchise) because they think they’ll give up too much control. But – that’s not the way we want anyone to feel about working with us. If you want to remain super active in the day to day operations of your business, you can certainly do so, or if you want to step back and let someone else handle that, we’ll support you. When you become a Physical Therapy Now franchisee, you carve our your own destiny!
4. Your Profits Could Double (or Triple, or more!)
That one line just above is probably enough to peak your interest a bit more, but don’t take it from us. Listen to our franchisees tell their own stories about their success thus far – you’ll love to hear what they have to say. Of course, we love what they have to say too!
5. You Have An Excellent Support System
You are surrounded by experts when you choose to join the Physical Therapy Now franchise family. When you need guidance or support, we’ll put you in touch with our in house experts who can step in and provide you with the knowledge and direction you need.
6. The Growth Opportunities are Outstanding
We have franchisees that have chosen to buy just one Physical Therapy Now franchise business and others that chosen to buy more than ten, twenty or more. Those that choose to buy just one say they want to master that one location’s offerings and be a one-stop shop for everything physical therapy related in their region. Those who buy more say they want to blanket the region so they can offer convenient locations to everyone – no matter where they live. With the franchise model of Physical Therapy Now, you have the option to purchase as many locations as you want.
Physical Therapy Franchise
If those six reasons listed above have you feeling a bit more curious about becoming a Physical Therapy Now franchisee, head on over to our website and do a little more exploring about what we have to offer. Or you can always give us a call at your convenience at (800) 481-4582.
Spinal Cord Injury Treatment in Miami
How your team of experts at Physical Therapy Now can help you recover from a spinal cord injury.
You have been through a lot lately. The stress in dealing with a spinal cord injury – whether it be your own injury or that of someone you love – can be nearly as difficult to manage as the injury itself. There is a lot of healing that needs to happen on many levels, and here at Physical Therapy Now, we’re proud to be your partner as the path to recovery unfolds.
A Variety of Injuries
There is no doubt you’ve heard about the worst of the worst in spinal cord injuries. Some of the accidents that happen involve high profile celebrities such as that of Christopher Reeves. He injured his spinal cord in a horse-riding accident in the mid-90’s and sadly, never made a full recovery. While accidents like these are uncommon, they do happen, and physical therapy is crucial to the recovery process so the patient can heal to their fullest potential.
And then there are those other spinal cord injuries that are not as widely publicized, but also have a large impact on both the injured and their loved ones. While much less severe than the debilitating injury suffered by Reeves, there can still be a long road to recovery that too, involves physical therapy treatment.
Spinal Cord Injuries
The spinal cord is made up of a bundle of nerves that – when injured – can no longer do their job effectively. Their job is crucial to day-to-day life because those nerves carry messages from the brain to the rest of the body. An injury, no matter how severe, can lead to several symptoms, including:
- Partial or Full Paralysis
- Muscles Spasms
- Breathing Problems
- Digestive Problems
- Compromised or Complete Loss of Bladder and Bowel Function
- Tingling in the Arms/Legs
- Numbness
- Sensory Loss
Spinal Cord Injury Treatment in Miami
There are several different traditional and technologically advanced spinal cord injury treatments available, and here at Physical Therapy Now, we are proud to offer a variety of both to serve our spinal cord injury patients. It is imperative that when you or a loved one is injured, you choose a physical therapy clinic in Miami that offers the treatment you need with physical therapists trained specifically in spinal cord rehabilitation.
If you or a loved one has had a spinal cord injury – whether it be from a car accident, a sports injury, a slip and fall accident or in any other way, call us at Physical Therapy Now to schedule an appointment with our physical therapy team. Because we know getting place to place with a spinal cord injury can be challenging, we proudly offer convenient locations throughout all of Miami-Dade. Be sure to contact us today to get started at (800) 481-4582. Your goals to a full recovery are our goals as well, so let’s do this together!
Miami Physical Therapy For Pain
When you are in pain, getting Miami physical therapy can help.
Here at Physical Therapy Now, we know a lot about the pain you are experiencing. While we are, in fact, a business that provides physical therapy, we know the primary reason our patients seek our services: they are in pain and quite frankly, they just want that pain go away and never return.
We get it, and that’s why we do what we do. Our job is to help you get stronger and live a life that is pain free and we do it through… you guessed it: physical therapy in Miami at Physical Therapy Now.
What it Takes to be Pain Free
Your situation is like that of no one else. We know that the pain you are experiencing is very real and has had a big enough impact on your life that you are now prioritizing finding a way to make it stop.
How your pain began is unique to everyone. It could be pain that is associated with a previous surgery, or perhaps you are experiencing back pain from a car accident long, long ago. Do you know the latter is quite common? Some people think they are destined to live with back pain the rest of their life because it never went away by itself. However, back pain – and virtually any other ailment – can be significantly reduced or 100% eliminated with the right physical therapy team working with you on a regular basis.
So, what is YOUR role in living a life pain free? You need two things: commitment and genuine effort. When you commit to your physical therapy sessions and put in a true effort to do what it takes to heal those areas that need attention, your pain free goals get closer and closer each day.
We like to think of you – and ourselves – as a dynamic duo that together, can tackle and eliminate that day to day pain that you have been living with for all too long.
Getting off of Pain Medication
The other huge benefit to eliminating your pain is that you will also likely be able to get off of pain medication! Just imagine… no more pain pills to take throughout the day because your body is healing and getting stronger every day. Some of our patients are astonished when they realize they forgot to take their pain medication because the pain has dissipated.
And what do we love so much about those stories? We love knowing our patients are getting better, but nothing makes us love what we do more than knowing it’s the combined effort of us and our patients that make that hope of living pain free an actual reality.
Miami Physical Therapy for Pain
Are you suffering from physical pain of any sort? Call us today to get started on your physical therapy for pain at (800) 481-4582. Our goal at Physical Therapy Now is for you to feel better, fast!
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